β˜… Premier Financial & Statutory Advisory • Ludhiana, PB

Empowering Your Wealth,
Statutory Compliance &
Financial Freedom.

From end-to-end Banking CMA Reports & Business Loans to ITR/GST Compliance and Specialized Cyber Cell Frozen Account Legal Representation, Funds Guru is your trusted partner.

10+ Years Experience
5,000+ Cases & Returns Resolved
β‚Ή75Cr+ Loan Files Processed
99.4% Client Approval Rate
Funds Guru Corporate Office and Advisors

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Bank Account Frozen by Cyber Cell / Police Notice? Critical Urgent Assistance

Received a notice under Section 91 or 102 CrPC, or debit freeze due to gaming apps, P2P transactions, or disputed credit? Our legal and financial team drafts professional representation letters to Investigating Officers (IOs) and Bank Branch Managers for speedy account unfreezing.

Comprehensive Solutions

End-to-End Financial, Legal & Compliance Services

Explore our curated service portfolio designed for individuals, MSME entrepreneurs, partnerships, and corporations across India.

Cyber Cell Account Unfreezing

Specialized advocacy and formal representation drafting for bank accounts frozen or marked with lien under Sec 91 / 102 CrPC.

Drafting of Explanation & NOC Request Letters
Liaison with Investigating Officers (IO) & Banks
P2P / Gaming App Disputed Transaction Clearing
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CMA Data & Project Reports

Credit Monitoring Arrangement (CMA) data and comprehensive DPR (Detailed Project Reports) formulated to secure bank financing.

5-Year Projected Balance Sheets & P&L
Ratio Analysis & Maximum Permissible Bank Finance (MPBF)
Tailored for Working Capital & Term Loans
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Business & Personal Loans

Hassle-free loan appraisal, underwriting coordination, and optimal rate negotiation across top nationalized & private banks.

MSME & Business Expansion Loans
Loan Appraisal & Checklist Verification
Second-Hand Car & Auction Property Purchases
Calculate EMI →
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ITR Filing & Tax Planning

Precision tax return filing for salaried employees, professionals, traders, and corporates with legally maximized deductions.

ITR-1, 2, 3, 4, 5, 6 Compliant Filing
Capital Gains, Crypto & F&O Tax Optimization
Defective Return & Demand Notice Rectification
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GST Registration & Returns

New GSTIN registration, GSTR-1, GSTR-3B, GSTR-9 annual return filings, ITC reconciliation, and departmental notice defense.

Fast GSTIN Approval (Sole Prop, Partnership, Pvt Ltd)
Monthly & Quarterly Return Filing Compliance
Input Tax Credit (ITC) Dispute Resolution
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Company & Firm Incorporation

Incorporate Private Limited, One Person Company (OPC), LLP, or Partnership firm with digital signature and certificate of incorporation.

SPICe+ Incorporation, MOA & AOA Drafting
Partnership Deed Drafting & Registrar Filing
Class 3 Digital Signature (DSC) Issuance
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Udyam MSME, FSSAI & LEI

Statutory regulatory registrations required for food businesses, MSME subsidies, bank credit schemes, and high-value transactions.

Udyam Registration (Government MSME Benefits)
FSSAI Food License (Basic, State & Central)
Legal Entity Identifier (LEI) Code for β‚Ή50Cr+ Entities
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CIBIL & Credit Score Correction

Rectify erroneous reporting, remove closed loan defaults, dispute fraudulent inquiries, and elevate creditworthiness for loan approvals.

Consumer & Commercial CIBIL Audit
Written Off / Settlement Status Rectification
Bank NOC Submission & Dispute Escalation
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CA Net Worth Certificates

Certified CA Net Worth Certificates, Balance Sheet compilation, and Stock Statements for visa applications, tenders, and bank audits.

Student & Visitor Visa Net Worth Statements
Bank Stock Statement & Drawing Power Verification
ROC Search Reports for Directors & Charges
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Legal Agreements & Settlements

Legally ironclad drafting for commercial & residential rent agreements, death claim settlement documentation, and business deeds.

E-Stamped Residential & Commercial Rent Agreements
Bank & Insurance Death Claim Documentation
Partnership Dissolution & Reconstitution Deeds
Specialized Cyber Law & Banking Lien Desk

Account Frozen by Cyber Cell?
Don’t Panic. Act Legally & Decisively.

When an unsuspecting citizen or merchant receives disputed funds through UPI, crypto P2P, or gaming apps, the police Cyber Crime Cell immediately orders banks to place a Debit Freeze or Lien (Sec 102 CrPC) across all connected transaction layers.

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IO Notice Verification

Verify FIR/Complaint layer, police station, and investigating officer details.

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Legal Representation Drafting

Formal submission of bank statements, PAN, Aadhaar, and proof of legitimate trade.

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Lien Amount Isolation

Advocate restricting freeze strictly to disputed amount rather than entire account balance.

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Bank Defreeze NOC

Obtain official closure/clearance email from police to bank nodal officers.

View Step-by-Step Unfreeze Guide
Cyber Cell Legal & Account Shield
Interactive Financial Tools

Smart Financial Calculators

Plan your loan repayments, estimate your GST liabilities, and test your financial metrics in real-time.

Loan EMI Calculator

Loan Amount Required β‚Ή 25,00,000
β‚Ή1 Lakh β‚Ή50 Lakhs β‚Ή5 Crores
Annual Interest Rate (%) 9.5 %
5% (Subsidized) 10% (Home / Biz) 22% (Unsecured)
Loan Tenure (Years) 10 Years
1 Year 15 Years 30 Years
Estimated Monthly EMI
β‚Ή 32,328
Principal Amount β‚Ή 25,00,000
Total Interest Payable β‚Ή 13,79,376
Total Amount Payable β‚Ή 38,79,376

GST Quick Estimator

GST Amount: β‚Ή 18,000
Gross Payable (Inc. GST): β‚Ή 1,18,000
Funds Guru Senior Financial Advisor Consultation
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Certified Chartered Advisors

100% Statutory Compliance

Why Trust Funds Guru

Unmatched Financial Expertise & Absolute Integrity

Founded with the vision to deliver high-tier corporate financial intelligence and legal peace of mind, Funds Guru bridges the gap between intricate banking norms and individual taxpayers.

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High-Stake Cyber Defense

Specialized expertise in unfreezing accounts frozen under Section 91/102 CrPC notices with zero delay.

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Fast Turnaround Times

Express turnaround for CMA reports, GST applications, and company incorporation.

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100% Confidentiality

Your financial records, banking transactions, and business books are guarded with enterprise security.

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Physical Presence in Punjab

Visit our corporate office in Ludhiana or consult seamlessly with our pan-India virtual desk.

Transparent Workflow

How We Deliver Results

A structured, hassle-free 4-step framework from initial consultation to final resolution.

01

Case Consultation

Submit your requirement or notice. Our senior analyst reviews your case files confidentially.

02

Document Audit

We compile necessary proofs, transactions, bank statements, and statutory registrations.

03

Drafting & Filing

Our team formulates CMA reports, ITR/GST filings, or formal representations to IOs/Banks.

04

Resolution & Handover

Receive your official acknowledgment, bank clearance NOC, or loan sanction letter.

Client Endorsements

What Our Clients Say

Real stories from entrepreneurs, individuals, and businesses who rely on Funds Guru.

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"My current account was abruptly frozen by Telangana Cyber Cell due to a disputed third-party UPI transaction. The team at Funds Guru drafted an impeccable representation letter and liaised with the bank. My account was completely defrozen within 8 business days!"

RK
Rajesh Kumar Textile Manufacturer, Ludhiana
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"We needed a β‚Ή2.5 Crore working capital loan for machinery expansion. Funds Guru prepared our CMA data, projected balance sheets, and DSCR ratio analysis. The nationalized bank sanctioned our limit with zero queries. Remarkable financial precision!"

AS
Amarpreet Singh Managing Director, Precision Auto Gears
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"Funds Guru manages all our statutory compliancesβ€”GST returns, quarterly advance taxes, and yearly ITR audits. Their timely reminders, zero-penalty track record, and reasonable professional fees make them irreplaceable."

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Priya Sharma Founder, Retail Wellness Hub
Frequently Asked Questions

Clear Answers to Your Queries

Have questions regarding our services, fees, or procedures? Find answers below.

When a victim files a cyber fraud complaint on the National Cyber Crime portal (1930), the police map all receiver bank accounts across multiple layers and order banks to place a debit freeze under Section 102 CrPC. Your first step is to contact your branch manager to retrieve the Cyber Cell Notice / Acknowledgment Number (Ack No) and the Investigating Officer’s contact details, then reach out to Funds Guru for legal representation drafting.
We typically require: (1) Last 3 years audited or provisional Balance Sheets & P&L statements, (2) Last 12 months bank statements, (3) Current sanction letter if existing loan, (4) Projected turnover estimates, and (5) Proposed project cost quotations. We then generate the full 7-statement CMA file.
Every form submission is automatically delivered directly to our official domain webmail: info@fundsguru.in with complete client details, inquiry context, and timestamp. A senior consultant reviews every inquiry within 2 working hours.
A new GST registration typically takes 3 to 7 working days once Aadhaar biometric authentication is completed. A Private Limited Company incorporation takes approximately 5 to 8 working days, inclusive of name approval (RUN) and SPICe+ digital signature approvals from the Ministry of Corporate Affairs (MCA).
Yes. If your CIBIL report displays outdated balances, reporting errors from banks, or lack of NOC updates for closed accounts, we file formal dispute escalations with TransUnion CIBIL, Experian, and the respective lenders to clear erroneous default remarks.
Connect With Us

Schedule a Consultation

All inquiries and form submissions are securely dispatched straight to our official webmail inbox at info@fundsguru.in.

Funds Guru Headquarters

Trusted Chartered Advisory & Statutory Compliance Practice

Physical Address

Shop No. 14, First Floor, Jagdambey Market,
Near Subway, Basti Jodhewal,
Ludhiana, Punjab – 141007, India

Official Webmail

info@fundsguru.in

Monitored 24/7 for client inquiries

Helpline / WhatsApp

+91 98765 43210

Instant WhatsApp Assistance Available

Working Hours

Monday – Saturday: 9:30 AM – 7:30 PM
Sunday: Emergency Cyber Cell Desk Open

Encrypted SSL Dispatch • Form leads go straight to webmail inbox info@fundsguru.in

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Fill out the form below. Our consultants will evaluate your case and reply via webmail or phone.